Roth Income Limits 2024 Married Filing Separately. Your personal roth ira contribution limit, or eligibility to. The roth ira contribution limit for 2024 is $7,000 for those under 50, and $8,000 for those 50 and older.

If you make more than that, the maximum contribution decreases as your magi goes up to the maximum of $161,000 for 2024. Depending on your magi, filing status, and earned income, you may be able to make the federal maximum contribution to your roth ira ($7,000 for those under 50;