401k Max 2024 Married Filing Joint. The income limit for the saver's credit will increase to $38,250 for individuals, $57,375 for heads of household and $76,500 for married couples in 2024. Employees can contribute up to $23,000 to their 401(k) plan for 2024 vs.

You can make contributions to a 2024 ira for the current year until the tax filing deadline in 2025. *beginning at $146k, the amount you are allowed to contribute begins to decrease, hitting $0 at $161k for singles (range is $230k to $240k for married couples filing jointly).